Your insurer’s adjuster works for the insurer. I work for you. Nevada-licensed public adjuster serving Green Valley, Anthem, Inspirada, Seven Hills, Lake Las Vegas, and the rest of Henderson, with 18+ years of experience inside the insurance industry.
Nevada Public Adjuster Lic. #3852853 · Free consultation · No upfront cost
Henderson is Nevada’s second-largest city, and much of it is master-planned communities with HOAs, tile roofs, and homes built in the 1990s and 2000s. That shapes which claims happen and where insurers push back.
Supply lines, water heaters, slab leaks, and fire sprinkler lines. Insurers often argue a leak was gradual rather than sudden, or pay for the visible damage but not the demolition needed to dry the home properly.
Summer storms crack and displace concrete roof tiles, damage underlayment, stucco, patio covers, and block walls. Tile damage is easy to understate from the ground.
When the HOA master policy and your own policy both apply, each side can point at the other. Master-policy deductibles are sometimes passed to owners; loss assessment coverage may pay part of it.
Kitchen fires and garage fires spread smoke well beyond the burned area. HVAC systems, cabinets, and contents need to be documented, not just the scorched room.
Green Valley, Green Valley Ranch, Anthem, Sun City Anthem, Inspirada, Seven Hills, MacDonald Highlands, Lake Las Vegas, Whitney Ranch, and Cadence, plus nearby Boulder City and the rest of Clark County.
Two water claims where the insurer’s first answer was far from the final one.
Still working full time, she was being pressured by her insurer and had no time to fight it. Minalya secured temporary housing for her and her elderly mother, which the insurer had resisted. When a second leak happened a year later, she called Minalya first.
A family with a 10-month-old and a 3-year-old spent months in one small hotel room after a water loss gutted their three-bedroom home. Their dog and cat were left in the damaged house. Minalya moved the family into comparable housing, found a place for the pets, and reopened the scope of the claim.
They had no contents coverage, which cost them about $30,000 more in belongings the policy could not pay for. A policy review before a loss catches gaps like this.
Results from past Minalya claims, shared without identifying details. Every claim is different, and past results do not guarantee a similar outcome.
We talk through your claim and your options. No cost, no commitment.
I inspect the property and read the full policy, documenting every loss, including hidden damage.
I build the claim, handle all insurer contact, and negotiate for you.
You are paid. My fee comes only from money recovered for you.
Free consultation, no upfront cost. Tell me what happened and where your claim stands.